IMPORTANT : Citizens Rooftop Solar Dhiran @ 9.00%*.

Gujarat GST No. 24AAAAC0325K1Z9 Maharashtra GST No. 27AAAAC0325K1Z3

Loans & Advances

Advances Type
Rate Of Interest
Housing Loan(For Purchase of New Home)
Up to Rs. 29.00 Lakhs - 9.50%
Above Rs. 29.00 Lakhs - 10.00 % to 15 % As per Advance Rating
ALL LOANS / CASH CREDIT/ BOD
except Personal Loans
Up to Rs. 29 Lakhs
10.50%
Overdraft against Fix Deposit
1 % more then Fix Deposit Interest Rate
Citizens Laghu Udhyog Vepar Dhiran Upto Rs. 29 Lakhs
10.50%
Loan / Overdraft against NSC/KVP
10%
Mortgage Loan
Up to Rs. 29.00 Lakhs – 10.50%
Above Rs. 29.00 Lakhs - 10.00 % to 15 % As per Advance Rating
Machinery Loan
Hire Purchase Loan
Commercial Loan
Educational Loan
Gold Loan / Overdraft
Bullet Loan – Up to Rs. 4 lakhs - 9.00%
Other - 9.50%
Personal Loan
15%
Solar Rooftop Loan
Up to Rs. 29.00 Lakhs
Without Collateral Security 9.50%
With Collateral Security 9.00%
 (Without Collateral Security Loan limit up to Rs. 2 Lakhs more than Rs. 2 Lakhs required collateral security)    
Above Rs. 29.00 Lakhs
10 % to 15 % As per Advance Rating