Advances Type
|
Rate Of Interest
|
Housing Loan(For Purchase of New Home)
|
Up to Rs. 29.00 Lakhs - 9.50%
Above Rs. 29.00 Lakhs - 10.00 % to 15 % As per Advance Rating
|
ALL LOANS / CASH CREDIT/ BOD
except Personal Loans
Up to Rs. 29 Lakhs
|
10.50%
|
Overdraft against Fix Deposit
|
1 % more then Fix Deposit Interest Rate
|
Citizens Laghu Udhyog Vepar Dhiran Upto Rs. 29 Lakhs
|
10.50%
|
Loan / Overdraft against NSC/KVP
|
10%
|
Mortgage Loan
|
Up to Rs. 29.00 Lakhs – 10.50%
Above Rs. 29.00 Lakhs - 10.00 % to 15 % As per Advance Rating
|
Machinery Loan
|
Hire Purchase Loan
|
Commercial Loan
|
Educational Loan
|
Gold Loan / Overdraft
|
Bullet Loan – Up to Rs. 4 lakhs - 9.00%
Other - 9.50%
|
Personal Loan
|
15%
|
Solar Rooftop Loan
|
Up to Rs. 29.00 Lakhs
Without Collateral Security 9.50%
With Collateral Security 9.00%
(Without Collateral Security Loan limit up to Rs. 2 Lakhs more than Rs. 2 Lakhs required collateral security)
Above Rs. 29.00 Lakhs
10 % to 15 % As per Advance Rating
|