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ADVANCES RATE OF INTEREST
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Advances Type
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Rate Of Interest
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Housing Loan(For Purchase of New Home)
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Upto Rs. 25.00 Lakhs - 9.50%
Above Rs. 25.00 Lakhs - 9.50 % to 15 % As per Advance Rating
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ALL LOANS / CASH CREDIT/ BOD
except Personal Loans
Upto Rs. 25 Lakhs
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10.00%
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Overdraft against Fix Deposite
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1 % more then Fix Deposites Interest Rate
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Citizens Laghu Udhyog Vepar Dhiran Upto Rs. 25 Lakhs
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10.00%
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Loan / Overdraft against NSC/KVP
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10%
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Mortgage Loan
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10 % to 15 % As per Advance Rating
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Machinary Loan
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10 % to 15 % As per Advance Rating
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Hire Purchase Loan
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10 % to 15 % As per Advance Rating
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Commercial Loan
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10 % to 15 % As per Advance Rating
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Educational Loan
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10 % to 15 % As per Advance Rating
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Gold Loan / Overdraft
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Bullet Loan - Upto Rs. 2 lakhs - 9.00%
Other - 9.50%
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Personal Loan
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15%
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