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Deposits Interest Rate
Rate on Fixed Deposits and Recurring Deposits
w.e.f 01/05/2025
Period
For Individual/Firm/HUF/Company/Trust
For Senior Citizens
45 days to 90 days
3.50%
3.50%
91 days to 364 days
5.50%
5.50%
1 year upto 2 year
7.25%
7.50%
2 year upto 3 year
7.50%
7.75%
3 year upto 5 year
7.00%
7.25%
Rate on Flexi Term Deposit Scheme
w.e.f 01/09/2025
Period
Rate of Interest
Below 45 Days
3.00%
45 Days to 90 Days
3.50%
91 Days to 179 Days
5.50%
180 Days
6.00%
New Fixed Deposit Scheme
w.e.f 01/10/2023
Period
Amount
Rate of Interest
25 Months (NON-COLLABLE)
More Than 1 Crore
8.50%
731 Days (COLLABLE)
More Than 1 Crore
8.25%
37 Months (COLLABLE)
15 Lakhs & Below 1 Crore
8.00%
Rate on Saving Deposit
w.e.f 01/09/2025
Type
For Individual/Firm/HUF/Company/Trust
For Senior Citizens
Saving Account
2.50%
2.50%
Flexi Saving Account
3.00%
3.00%