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Services Charge
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w.e.f. 01/11/2024
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SR. NO.
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SERVICE TYPE
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CHARGES ARE EXCLUSIVE OF GST
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1
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LOCKER
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RENT are as per Size of the lockers
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2
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Breaking of SDL
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Actual Charges + Rs. 200/-
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3
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DRAFT/T.T/PAY ORDER
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[A] Through own bank OR HDFC etc
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FREE
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[B] Through other bank
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Actual Other Bank Charged + 0.50 paisa per Rs. 1000.00 inclusive of service tax
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[C] Issue of duplicate DD/Pay order (in lieu of instrument)
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Rs. 100.00 (+) cost of Stamp paper for indemnity bond
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[D] Cancellation/Revalidation of DD/Pay Order
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Rs. 50.00 per instrument.
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4
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OUT STATION CHQ COLLECTION
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(A) Thru own bank of HDFC Bank
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(1) Up to Rs. 10,000/-
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Commission Rs. 1/- per thousand + Postage
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Minimum Rs. 20/- Maximum R 50/-* per instrument
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(2) Up to Rs. 10,000/- to
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Commission Rs. 1/- per thousand + Postage
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Rs. 1,00,000/-
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Minimum Rs. 20/- Maximum Rs. 100/-* per instrument
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(3) Above Rs. 1,00,000/-
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Commission Rs. 1/- per thousand + Postage
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Minimum Rs. 20/- Maximum Rs. 150/-* per instrument
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* As per RBI Circular No. DPDD.CO.No.611/03.01.03 (P) 2008-09 Dt 08/10/2008
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(B) Thru another Bank
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Normal Charges as above + Other bank charges actual
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(C) Cheque Return Charges
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Normal Charges as above + Other bank charges actual (if any)
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5
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Inward Bill Collection - IBC
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Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges.
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6
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Outward Bill Collection - OBC
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Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges.
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7
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Postage Charges
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Ordinary Rs.15.00, Regd./Courier Rs. 35.00
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8
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RTGS:
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[A] RTGS [Inward]
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FREE(Credit will be given after confirmation of agent Bank)
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[B] RTGS [Outward]
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FREE
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9
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NEFT:
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[A] NEFT [Inward]
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FREE(Credit will be given after confirmation of agent Bank)
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[B] NEFT [Outward]
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FREE
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10
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NACH:
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[A] NACH Inward [Credit]
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FREE
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[B] NACH Outward [Debit]
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FREE
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[C] NACH Return
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Rs. 100/- uniformly per transaction for all reasons attributable to the drawer.
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[D] NACH Mandate
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Rs. 100/-
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11
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CHEQUE RETURN CHARGES:
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[A] Local cheques [Inward]
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Rs. 200/-
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[B] Local cheques [Outward]
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Rs. 100/-
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12
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Cheque book Issue
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(A) Saving Account
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FREE (One Cheque book free in a month, after that Rs.. 75 per cheque book)
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(B) Current/Cash Credit Account
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Rs. 50/- per cheque book of 45 pages
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13
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Issue of Passbook or Statement
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FREE
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14
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Issue of Duplicate Pass Book
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Rs. 100.00 per pass book.
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15
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Stop Payment Instruction
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Rs. 100.00 per instrument (cheque) however (in case of series of cheques) maximum Rs. 300.00
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16
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Duplicate Account Statement(Backdated)
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Backdated per page Rs. 10
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17
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Account Closure
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if closed within one year Rs. 100.00.
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18
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Loss of Token
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Rs. 100.00 per lost.
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19
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Signature Verification/Attestation
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FREE
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20
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Balance/Interest Certificate
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FREE
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21
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No Dues Certificate
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FREE
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22
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Inoperative Account
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NO CHARGES
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23
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Addition of Name
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FREE
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24
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E-Tax Challan
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FREE
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25
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Premature Withdrawn of Deposit
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Penalty 1.00 % (No penalty in case of Death)
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26
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Cash Handling Charges in
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* No Charges upto Cash Deposit of Rs.. 1.00 lacs. Above Rs.. 1.00 lacs Rs.. 50/- (upto per lacs).
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CURRENT ACCOUNT
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* If Minimum Daily Balance of Rs. 1.00 lacs is maintained, No Charge upto Rs. 2.00 lacs. After Rs. 2.00 lacs Rs. 50/-(upto per lacs)
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27
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Cash Handling Charges in
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NIL
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CASH CREDIT ACCOUNT
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SAVING ACCOUNT
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28
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Minimum Balance (Current Account)
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Minimum Balance Above Rs. 3000/- NIL
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Below Rs. 3000/- Rs. 100 P.M.
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29
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Loan(s) Processing Charges
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(1) CC/BOD : 1 % of limit. Maximum Rs. 3,00,000/-
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(2) CC/BOD: 0.25 % on renewal .Maximum Rs. 50,000/-
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(3) All Term Loan: 1 % of limit. Maximum Rs. 3,00,000/-
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30
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Advance Interest
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As per term of sanction, Ranging between 10 % to 15 % P.A.(As per Rating System)
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31
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Loan Prepayment Charges
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NIL
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32
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Charges for late payment of EMI
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No Separate Charges.
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33
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Additional Interest for Adhoc Limit
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2.50 % P.A.
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34
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Solvency Certificate
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FREE
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35
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Bank Guarantee
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1.00 % to 2.50 % of sanction limit
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36
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Legal Notice Fees
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Rs. 250.00 per notice
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37
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Delay Stock/Book Debt Statement
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Rs. 100.00 per month
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38
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Site Inspection Fees
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No Charges
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39
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Loan No Due Certificate
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FREE
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40
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Loan Passbook/ Statement
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FREE
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41
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Confidential Report Charges
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FREE
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42
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Charges for QR Code
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Maintain Minimum Balance i.e. For Saving Account - Rs. 1,500/- and for Current Account - Rs. 5,000/-
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FREE
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Not Maintain Above mentioned minimum balance
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SAVING ACCOUNT
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Rs. 100 P.M.
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CURRENT ACCOUNT
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Rs. 250 P.M.
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