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Interest Rates
DEPOSIT RATE OF INTEREST
Fixed Deposit Rate of Interest
Periods
Regular
Senior Citizens
Effective from..
45 days to 90 days
3.50
3.50
26/12/2022
91 days to 364 days
5.00
5.00
26/12/2022
1 year to 2 years
6.00
6.50
26/12/2022
Above 2 years to 3 years
7.00
7.50
26/12/2022
 Above 3 years to 5 years
             7.25              7.75 26/12/2022
 
 
 
Saving Account Rate of Interest
2.50 % Effective From (01-11-2021)
 
Recurring Account Rate of Interest
Period
Rate of Interest
12 Months
6.00
13 months to 24 months
6.00
25 months to 36 months
7.00
36 months to 60 months 7.25
 
ADVANCES RATE OF INTEREST
 
Advances Type
Rate Of Interest
Housing Loan(For Purchase of New Home)
 
9 %
 
ALL LOANS / CASH CREDIT/ BOD
except Personal Loans
Upto Rs. 25 Lakhs
 
9.50 %
 
Overdraft against Fix Deposite
1 % more then Fix Deposites Interest Rate
 
 
 
Loan / Overdraft against NSC/KVP
 
10 %
 
 
Mortgage Loan
 
9.5 % to 15 % As per Advance Rating
 
 
Machinary Loan
 
9.5 % to 15 % As per Advance Rating
 
Hire Purchase Loan
9.5 % to 15 % As per Advance Rating
 
 
Commercial Loan
 
9.5 % to 15 % As per Advance Rating
 
Ecucational Loan
 
9.5 % to 15 % As per Advance Rating
 
Personal Loan
 
15%
 
 

 

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