You are here:
Citizen Resources
Home
|
Branch Locator
|
Feedback
|
About Us
|
Contact
Internet Banking
Search Website
Personal Banking
Banking Services
|
Products & Schemes
|
Interest Rates
|
Branch
|
ATM Charges
|
MOBILE BANKING
Corporate/SME
Corporate Banking Services
|
Interest Rates
|
Products & Schemes
Latest Schemes
Home Loans
|
Education Loans
OFFERS / CASHBACK
Online Tools
Citizens Resources
Forms
Interest Rates
Service Charges & Fees
Bank Holidays - 2021
Annual Report 2020
Unclaimed List
Safety & Security
Safety & Security
Tools
Emi Calculator
Service Charges & Fees
[w.e.f. 01/01/2020]
SR. NO.
SERVICE TYPE
CHARGES ARE EXCLUSIVE OF GST
01.
LOCKER
RENT are as per Size of the lockers
02.
Breaking of SDL
Actual Charges + Rs. 200/-
03.
DRAFT/T.T/PAY ORDER
[A] Through own bank OR HDFC etc
FREE
[B] Through other bank
Actual Other Bank Charged + 0.50 paisa per Rs. 1000.00 inclusive of service tax
[C] Issue of duplicate DD/Pay order (in lieu of instrument)
Rs. 100.00 (+) cost of Stamp paper for indemnity bond
[D] Cancellation/Revalidation of DD/Pay Order
Rs. 50.00 per instrument.
04.
OUT STATION CHQ COLLECTION
(A) Thru own bank of HDFC Bank
(1) Up to Rs. 10,000/-
Commission Rs. 1/- per thousand + Postage
Minimum Rs. 20/-
Maximum R 50/-* per instrument
(2) Up to Rs. 10,000/- to
Rs. 1,00,000/-
Commission Rs. 1/- per thousand + Postage
Minimum Rs. 20/-
Maximum
Rs.
100/-* per instrument
(3) Above Rs. 1,00,000/-
Commission Rs. 1/- per thousand + Postage
Minimum Rs. 20/-
Maximum
Rs.
150/-* per instrument
* As per RBI Circular No. DPDD.CO.No.611/03.01.03 (P) 2008-09 Dt 08/10/2008
(B) Thru another Bank
Normal Charges as above + Other bank charges actual
(C) Cheque Return Charges
Normal Charges as above + Other bank charges actual (if any)
05.
Inward Bill Collection - IBC
Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges.
06.
Outward Bill Collection - OBC
Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges.
07.
Postage Charges
Ordinary Rs.15.00, Regd./Courier Rs. 35.00
08.
RTGS:
[A] RTGS [Inward]
FREE(Credit will be given after confirmation of agent Bank)
[B] RTGS [Outward]
FREE
09.
NEFT:
[A] NEFT [Inward]
FREE(Credit will be given after confirmation of agent Bank)
[B] NEFT [Outward]
FREE
10.
NACH:
[A] NACH Inward [Credit]
FREE
[B] NACH Outward [Debit]
FREE
[C] NACH Return
Rs. 100/- uniformly per transaction for all reasons attributable to the drawer.
[D] NACH Mandate
FREE
11.
CHEQUE RETURN CHARGES:
[A] Local cheques [Inward]
Rs. 100/-
[B] Local cheques [Outward]
NIL
12.
Cheque book Issue
(A) Saving Account
FREE
(One Cheque book free in a month, after that Rs.. 75 per cheque book)
(B) Current/Cash Credit Account
Rs. 50/- per cheque book of 45 pages
13.
Issue of Passbook or Statement
FREE
14.
Issue of Duplicate Pass Book
Rs. 100.00 per pass book.
15.
Stop Payment Instruction
Rs. 100.00 per instrument (cheque) however (in case of series of cheques) maximum Rs. 300.00
16.
Duplicate Account Statement(Backdated)
Backdated per page Rs. 10
17.
Account Closure
if closed within one year Rs. 100.00.
18.
Loss of Token
Rs. 100.00 per lost.
19.
Signature Verification/Attestation
FREE
20.
Balance/Interest Certificate
FREE
21.
No Dues Certificate
FREE
22.
Inoperative Account
NO CHARGES
23.
Addition of Name
FREE
24.
E-Tax Challan
FREE
25.
Premature Withdrawn of Deposit
Penalty 2.00 % (No penalty in case of Death)
26.
Cash Handling Charges in
CURRENT ACCOUNT
* No Charges upto Cash Deposit of
Rs.
. 1.00 lacs. Above
Rs.
. 1.00 lacs
Rs.
. 50/- (upto per lacs).
* If Minimum Daily Balance of Rs. 1.00 lacs is maintained, No Charge upto
Rs.
2.00 lacs. After
Rs.
2.00 lacs
Rs.
50/-(upto per lacs)
27.
Cash Handling Charges in
CASH CREDIT ACCOUNT
SAVING ACCOUNT
NIL
28.
Minimum Balance (Current Account)
Minimum Balance Above Rs. 3000/-
NIL
Below Rs. 3000/- Rs. 100 P.M.
29.
Loan(s) Processing Charges
(1) CC/BOD : 1 % of limit. Maximum Rs. 3,00,000/-
(2) CC/BOD: 0.25 % on renewal .Maximum Rs. 50,000/-
(3) All Term Loan: 1 % of limit. Maximum Rs. 3,00,000/-
30.
Advance Interest
As per term of sanction, Ranging between 10 % to 15 % P.A.(As per Rating System)
31.
Loan Prepayment Charges
NIL
32.
Charges for late payment of EMI
No Separate Charges.
33.
Additional Interest for Adhoc Limit
2.50 % P.A.
34.
Solvency Certificate
FREE
35.
Bank Guarantee
1.00 % to 2.50 % of sanction limit
36.
Legal Notice Fees
Rs. 250.00 per notice
37.
Delay Stock/Book Debt Statement
Rs. 100.00 per month
38.
Site Inspection Fees
No Charges
39.
Loan No Due Certificate
FREE
40.
Loan Passbook/ Statement
FREE
41.
Confidential Report Charges
FREE