Service Charges & Fees

SR. NO.	SERVICE TYPE	CHARGES ARE EXCLUSIVE OF GST
01.	LOCKER	RENT are as per Size of the lockers
02.	Breaking of SDL	Actual Charges + Rs. 200/-
03.	DRAFT/T.T/PAY ORDER
	[A] Through own bank OR HDFC etc	FREE
	[B] Through other bank	Actual Other Bank Charged + 0.50 paisa per Rs. 1000.00 inclusive of service tax
	[C] Issue of duplicate DD/Pay order (in lieu of instrument)	Rs. 100.00 (+) cost of Stamp paper for indemnity bond
	[D] Cancellation/Revalidation of DD/Pay Order	Rs. 50.00 per instrument.
04.	OUT STATION CHQ COLLECTION
	(A) Thru own bank of HDFC Bank
	(1) Up to Rs. 10,000/-	Commission Rs. 1/- per thousand + Postage Minimum Rs. 20/- *Maximum R 50/- per instrument**
	(2) Up to Rs. 10,000/- to Rs. 1,00,000/-	Commission Rs. 1/- per thousand + Postage Minimum Rs. 20/- Maximum Rs. 100/-* per instrument
	(3) Above Rs. 1,00,000/-	Commission Rs. 1/- per thousand + Postage Minimum Rs. 20/- Maximum Rs. 150/-* per instrument
		* As per RBI Circular No. DPDD.CO.No.611/03.01.03 (P) 2008-09 Dt 08/10/2008
	(B) Thru another Bank	Normal Charges as above + Other bank charges actual
	(C) Cheque Return Charges	Normal Charges as above + Other bank charges actual (if any)
05.	Inward Bill Collection - IBC	Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges.
06.	Outward Bill Collection - OBC	Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges.

07.	Postage Charges	Ordinary Rs.15.00, Regd./Courier Rs. 35.00
08.	RTGS:
	[A] RTGS [Inward]	FREE(Credit will be given after confirmation of agent Bank)
	[B] RTGS [Outward]	FREE
09.	NEFT:
	[A] NEFT [Inward]	FREE(Credit will be given after confirmation of agent Bank)
	[B] NEFT [Outward]	FREE
10.	NACH:
	[A] NACH Inward [Credit]	FREE
	[B] NACH Outward [Debit]	FREE
	[C] NACH Return	Rs. 100/- uniformly per transaction for all reasons attributable to the drawer.
	[D] NACH Mandate	FREE
11.	CHEQUE RETURN CHARGES:
	[A] Local cheques [Inward]	Rs. 100/-
	[B] Local cheques [Outward]	NIL
12.	Cheque book Issue
	(A) Saving Account	FREE (One Cheque book free in a month, after that Rs.. 75 per cheque book)
	(B) Current/Cash Credit Account	Rs. 50/- per cheque book of 45 pages
13.	Issue of Passbook or Statement	FREE
14.	Issue of Duplicate Pass Book	Rs. 100.00 per pass book.
15.	Stop Payment Instruction	Rs. 100.00 per instrument (cheque) however (in case of series of cheques) maximum Rs. 300.00
16.	Duplicate Account Statement(Backdated)	Backdated per page Rs. 10
17.	Account Closure	if closed within one year Rs. 100.00.
18.	Loss of Token	Rs. 100.00 per lost.
19.	Signature Verification/Attestation	FREE
20.	Balance/Interest Certificate	FREE
21.	No Dues Certificate	FREE
22.	Inoperative Account	NO CHARGES
23.	Addition of Name	FREE
24.	E-Tax Challan	FREE
25.	Premature Withdrawn of Deposit	Penalty 2.00 % (No penalty in case of Death)
26.	Cash Handling Charges in *CURRENT ACCOUNT*	* No Charges upto Cash Deposit of Rs.. 1.00 lacs. Above Rs.. 1.00 lacs Rs.. 50/- (upto per lacs). * If Minimum Daily Balance of Rs. 1.00 lacs is maintained, No Charge upto Rs. 2.00 lacs. After Rs. 2.00 lacs Rs. 50/-(upto per lacs)
27.	Cash Handling Charges in *CASH CREDIT ACCOUNT* *SAVING ACCOUNT*	NIL
28.	Minimum Balance (Current Account)	Minimum Balance Above Rs. 3000/- NIL Below Rs. 3000/- Rs. 100 P.M.
29.	Loan(s) Processing Charges	(1) CC/BOD : 1 % of limit. Maximum Rs. 3,00,000/- (2) CC/BOD: 0.25 % on renewal .Maximum Rs. 50,000/- (3) All Term Loan: 1 % of limit. Maximum Rs. 3,00,000/-
30.	Advance Interest	As per term of sanction, Ranging between 10 % to 15 % P.A.(As per Rating System)
31.	Loan Prepayment Charges	NIL
32.	Charges for late payment of EMI	No Separate Charges.
33.	Additional Interest for Adhoc Limit	2.50 % P.A.
34.	Solvency Certificate	FREE
35.	Bank Guarantee	1.00 % to 2.50 % of sanction limit
36.	Legal Notice Fees	Rs. 250.00 per notice
37.	Delay Stock/Book Debt Statement	Rs. 100.00 per month
38.	Site Inspection Fees	No Charges
39.	Loan No Due Certificate	FREE
40.	Loan Passbook/ Statement	FREE
41.	Confidential Report Charges	FREE