[w.e.f. 01/01/2018]
SR. NO.
SERVICE TYPE
CHARGES ARE EXCLUSIVE OF GST
01.
LOCKER
RENT are as per Size of the lockers
02.
Breaking of SDL
Actual Charges + Rs. 200/-
03.
DRAFT/T.T/PAY ORDER
[A] Through own bank OR HDFC etc
FREE
[B] Through other bank
Actual Other Bank Charged + 0.50 paisa per Rs. 1000.00 inclusive of service tax
[C] Issue of duplicate DD/Pay order (in lieu of instrument)
Rs. 100.00 (+) cost of Stamp paper for indemnity bond
[D] Cancellation/Revalidation of DD/Pay Order
Rs. 50.00 per instrument.
04.
OUT STATION CHQ COLLECTION
(A) Thru own bank of HDFC Bank
(1) Up to Rs. 10,000/-
Commission Rs. 1/- per thousand + Postage
Minimum Rs. 20/- Maximum R 50/-* per instrument
(2) Up to Rs. 10,000/- to
Rs. 1,00,000/-
Minimum Rs. 20/- Maximum Rs. 100/-* per instrument
(3) Above Rs. 1,00,000/-
Minimum Rs. 20/- Maximum Rs. 150/-* per instrument
* As per RBI Circular No. DPDD.CO.No.611/03.01.03 (P) 2008-09 Dt 08/10/2008
(B) Thru another Bank
Normal Charges as above + Other bank charges actual
(C) Cheque Return Charges
Normal Charges as above + Other bank charges actual (if any)
05.
Inward Bill Collection - IBC
Rs. 1.00 per Rs. 1000.00 subject to minimum commission of Rs. 15.00 + Postage + Other bank charges.
06.
Outward Bill Collection - OBC
07.
Postage Charges
Ordinary Rs.15.00, Regd./Courier Rs. 35.00
08.
RTGS:
[A] RTGS [Inward]
FREE(Credit will be given after confirmation of agent Bank)
[B] RTGS [Outward]
09.
NEFT:
[A] NEFT [Inward]
[B] NEFT [Outward]
ECS:
[A] ECS Inward [Credit]
[B] ECS Outward [Debit]
[C] ECS Return
Rs. 100/- uniformly per transaction for all reasons attributable to the drawer.
[D] ECS Mandate
10.
CHEQUE RETURN CHARGES:
[A] Local cheques [Inward]
Rs. 100/-
[B] Local cheques [Outward]
NIL
11.
Cheque book Issue
(A) Saving Account
FREE (One Cheque book free in a month, after that Rs.. 75 per cheque book)
(B) Current/Cash Credit Account
Rs. 50/- per cheque book of 45 pages
12.
Issue of Passbook or Statement
13.
Issue of Duplicate Pass Book
Rs. 100.00 per pass book.
14.
Stop Payment Instruction
Rs. 100.00 per instrument (cheque) however (in case of series of cheques) maximum Rs. 300.00
15.
Account Closure
if closed within one year Rs. 100.00.
16.
Loss of Token
Rs. 100.00 per lost.
17.
Signature Verification/Attestation
18.
Balance/Interest Certificate
19.
No Dues Certificate
20.
Inoperative Account
NO CHARGES
21.
Addition of Name
22.
E-Tax Challan
23.
Premature Withdrawn of Deposit
Penalty 2.00 % (No penalty in case of Death)
24.
Cash Handling Charges in
CURRENT ACCOUNT
* No Charges upto Cash Deposit of Rs.. 1.00 lacs. Above Rs.. 1.00 lacs Rs.. 50/- (upto per lacs).
* If Minimum Daily Balance of Rs. 1.00 lacs is maintained, No Charge upto Rs. 2.00 lacs. After Rs. 2.00 lacs Rs. 50/-(upto per lacs)
25.
CASH CREDIT ACCOUNT
SAVING ACCOUNT
26.
Stationery [Folio]Charges
(1) CA/CC/FDOD A/c. Minimum Rs. 20/- Quareterly and Rs. 1/- per enteries.
(2) Minimum Balance Above Rs. 3000/- NIL
Below Rs. 3000/- Rs. 100/- P.M.
27.
Loan(s) Processing Charges
(1) CC : 1.50 % of limit. Maximum Rs. 75,000/-
(2) CC: 0.50 % for renewal .Maximum Rs. 30,000/-
(3) All Term Loan: 2 % of limit. Maximum Rs. 75,000/-
EXCEPT FDR Loan/OD based on conduct of A/c.
28.
Advance Interest
As per term of sanction, Ranging between 10 % to 15 % P.A.
29.
Title Clear Report,Valuation Vakil/ Valuation Fees to be collect from customer by the bank
Vakil/Valuation Fees to be collect from customer by the bank
Sr.
No.
Loan Amt Range
TCR
Per file
RM
Up to 2 file
Valuation per file
Form
To
1.
1
500000
750/-
250/-
400/-
2.
5000001
1000000
600/-
3.
10000001
above
300/-
700/-
For Registered Mortgage [RM] per additional file of RM
Rs. 250/- will be charged Extra Search Charges per file will be Charged extra.
30.
Gold Valuation Fees
1.00 % of sanction limit
31.
Against Clearing Charges
20.00 %
32.
Loan Prepayment Charges
33.
Charges for late payment of EMI
No Separate Charges.
34.
Additional Interest for Excess Limit
2.50 % P.A.
35.
Solvency Certificate
36.
Bank Guarantee
1.00 % to 3.00 % of sanction limit
37.
Legal Notice Fees
Rs. 250.00 per notice
38.
L.C. Commission
00.25 % to 1.00 % of transfer value
39.
Delay Stock/Book Debt Statement
Rs. 25.00 per month
40.
Site Inspection Fees
No Charges
41.
Loan No Due Certificate
42.
Loan Passbook/ Statement
43.
Confidential Report Charges