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Interest Rates
DEPOSIT RATE OF INTEREST
Fixed Deposit Rate of Interest
Periods
Regular
Senior Citizens
Effective from..
45 days to 91 days
4.00
4.50
15/06/2020
91 days to 364 days
5.50
6.00
15/06/2020
1 year to 2 years
6.25
6.75
15/06/2020
Above 2 years to 5 years
6.75
7.25
15/06/2020
Saving Account Rate of Interest
3.50 %
Recurring Account Rate of Interest
Period
Rate of Interest
12 Months
6.25
13 months to 24 months
6.25
25 months to 60 months
6.75
ADVANCES RATE OF INTEREST
Advances Type
Rate Of Interest
Cash Credit
11.50 % to 15 % As per Advance Rating
Over Draft – Fix Deposit
1 % More than Fixed Deposit Rate
Over Draft – Nsc/Kvp
12 %
Secured Business Over Draft – Current Account
11.50 % to 15 % As per Advance Rating
Immovable Loan
11.50 % to 15 % As per Advance Rating
Industrial Loan
11.50 % to 15 % As per Advance Rating
Hire Purchase Loan
15 %
Commercial Loan
11.50 % to 15 % As per Advance Rating
Consumsation Loan/Personal Loan
15 %
Educational Loan
13%