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Interest Rates
DEPOSIT RATE OF INTEREST
Fixed Deposit Rate of Interest
Periods
Regular
Senior Citizens
Effective from..
45 days to 91 days
3.50
3.50
19/10/2020
91 days to 364 days
5.00
5.00
19/10/2020
1 year to 2 years
5.50
6.00
19/10/2020
Above 2 years to 5 years
6.00
6.50
19/10/2020
Saving Account Rate of Interest
2.50 %
Recurring Account Rate of Interest
Period
Rate of Interest
12 Months
5.50
13 months to 24 months
5.50
25 months to 60 months
6.00
ADVANCES RATE OF INTEREST
Advances Type
Rate Of Interest
Housing Loan(For Purchase of New Home)
9 %
ALL LOANS / CASH CREDIT/ BOD
except Personal Loans
Upto Rs. 25 Lakhs
9.50 %
Overdraft against Fix Deposite
1 % more then Fix Deposites Interest Rate
Loan / Overdraft against NSC/KVP
10 %
Mortgage Loan
9.5 % to 15 % As per Advance Rating
Machinary Loan
9.5 % to 15 % As per Advance Rating
Hire Purchase Loan
9.5 % to 15 % As per Advance Rating
Commercial Loan
9.5 % to 15 % As per Advance Rating
Ecucational Loan
9.5 % to 15 % As per Advance Rating
Personal Loan
15%